Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Tuning Your Social Security Benefit When should you take your Social Security benefit? Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.