If you have student loan debt, we are very well qualified to help clients navigate through the ins and outs of setting up a payment plan. See our other articles about techniques student loan repayment.
Other debt, particularly credit card debt, may require more specialized services offered through the following non-profit organizations:
- The National Foundation for Credit Counseling (NFCC) is the resource I've used in the past to help people find not-for-profit agencies in their area that help with debt elimination: https://www.nfcc.org/
- Other resources for where overspending, under-earning, and/or debt feels overwhelming and emotionally charged, consider the non-profit http://debtorsanonymousdc.org/ an organization founded on the successful principals of Alcoholics Anonymous. The link to their national website is https://debtorsanonymous.org/
- Some company employee assistance programs (EAPs) can offer short term help with employees struggling with making ends meet while trying to pay off debt.