See the big picture and stay on the right track to the success you want.
We believe financial planning is an ongoing process, not just a one-time event. Life changes and evolves, and we can act as your guides along the way to ensure you stay on the right path through it all.
For this reason, most of our engagements begin with a one-year contract so that we can get to know you, provide deeply personalized advice and recommendations to you, and support you with implementation and "as life happens".
Although we call it “financial planning,” it’s really more about life planning: helping you find ways to leverage your wealth as a tool to fulfill your vision of your future life. When we work together, we’ll identify where you are today, where you might like to go in the future -- and then it’s our job to pave the path to get you there.
Your financial plan includes action steps to take, suggestions on what to do to improve or optimize and aspect of your wealth, analysis of both opportunities you may want to take advantage of and risks to protect against, and more.
When we provide financial planning services to you, we:
Our engagements typically begin with a one-year contract so that we can get to know you and provide deeply personalized advice and recommendations to you.
Under an annual arrangement, we can address the full range of your planning goals, assist you in implementing our recommendations, and respond quickly to any changing circumstances in your life. Fees for a first year financial planning relationship may range from $4,900 to $15,500, which includes a $2500 deposit and then between $550-$1100/month, depending on your selected scope of work. We may include additional fees depending on the number of accounts and size of your investment portfolio if we also are advising on your investments.
After we complete your first year retainer engagement, you have the option of entering into an ongoing retainer, starting at $550 per month for planning only services or planning and investment advisory/management services starting at a minimum of $2500 per quarter.
How Fees Are Calculated
Our fees are calculated based on the nature of our work together. Your needs and preferences will direct and drive our work, beginning with our initial phone interview. We will discuss your circumstances and goals, and we'll share a proposed partnership in more detail, which entails how we can help you work toward a strong financial foundation.
Factors we use in calculating fees include the complexity of your situation, the scope and level of services, and the size and types of your investment accounts.
Investment advisory fees are in addition to financial planning fees so that you are paying for only what you need. We can provide you with a quote after speaking with you.
A Fee-Only Fiduciary Firm
Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.